Home / Everything Else / 6 Reliable Credit Cards For Balance Transfers
Everything Else

6 Reliable Credit Cards For Balance Transfers

6 reliable credit cards for balance transfers

Balance transfers can be risky and can add to your mental and financial stress if you make an incorrect decision. You can definitely find cards that promise 20 or 21 months of 0% introductory annual percentage rate (APR), but finding a well-balanced and reliable credit card for your balance transfers and purchase APR is essential. Here are six cards that live up to the expectations.

6 Reliable Credit Cards For Balance Transfers

Is Wells Fargo Platinum Visa® Card the most reliable choice?

  • Wells Fargo has always had some of the best credit card balance transfer offers.
  • With their Platinum Visa® card, they offer an introductory APR of 0% for a period of 18 months on both purchases and balance transfers. A balance transfer fee of 3% is applicable during the first 18 months, and then it grows to 5%.
  • Once the introductory period ends, your APR can be between 16.90% to 26.74%, depending on your credit score. To check your credit score, you can get your FICO® Credit Score for free through this card.
  • There is no annual fee on this card.
  • You also get a $600 protection on your cell phone.
  • Wells Fargo Platinum is the perfect credit card that strikes a balance between purchases and balance transfer.

Why is the Blue Cash Everyday® card reputed to be the best credit card for balance transfers?

  • Blue Cash Everyday® Card from American Express is similar to Wells Fargo Platinum card where you get an introductory 0% APR for both purchases and balance transfers for a period of 15 months. You have a 3% cash advance and balance transfer fee. After the introductory period is over, the interest rate will vary from 14.74% to 25.74%.
  • This card also guarantees a 3% cashback on your purchases at any supermarkets in the country.
  • You get 2% cashback at gas stations and 1% cashback on purchases from select departmental stores.
  • There is no annual fee on this card.

What are the features of BankAmericard®?

  • You get 0% introductory APR for 15 billing cycles on purchases as well as on balance transfers which are made within 60 days of opening your account. After that, the APR can be between 14.74% to 24.74%. Thus, it is one of the best credit cards for balance transfers.
  • There is no annual fee.
  • The only drawback is that there are no rewards on this card.
  • However, you can access your FICO® Credit Score for free.

What do you get from Capital One’s Quicksilver card?

  • Capital One’s Quicksilver card has a 0% introductory APR on balance transfers and purchases for 15 months.
  • This card applies a 3% balance transfer fee.
  • The regular APR after the introductory period ends varies from 14.74% to 24.74%.
  • You will get a cashback of 1.5% on every purchase that you make.
  • There are no annual fees or foreign transaction fees with this card.
  • This is definitely one of the most reliable credit cards for balance transfers in the long run.

What are the advantages of choosing the Chase Freedom Unlimited® credit card?

  • This is another credit card that has 0% introductory APR for 15 months on both purchases and balance transfers.
  • You get an automatic cashback of 1.5% on every purchase you make.
  • You get a $150 bonus if you make purchases of $500 within the first three months.
  • You have a balance fee of 5% or $5, whichever is higher. You can redeem the cashback at any time.
  • There is no annual fee on the card.

What do you get with HSBC’s Cash Rewards Mastercard®?

  • This credit card offers 0% introductory APR on balance transfers and purchases for 18 months.
  • Once that period comes to an end, a variable APR of 12.74%, 16.74% or 20.74% will be applicable.
  • There is no annual fee, foreign transaction fees or late fees.
  • A balance transfer fee of $10 or 4% is applicable on balance transfers.
  • This card offers cash rewards on all the purchases you make.

These are some of the best credit cards for balance transfers. You can choose any of these cards depending on your needs and requirements. However, it is important to go through the terms and conditions of these credit cards before choosing one. Your credit score is a vital clause that you need to consider. All of these cards require a credit score of good to excellent.

Disclaimer:
The content provided on our blog site traverses numerous categories, offering readers valuable and practical information. Readers can use the editorial team’s research and data to gain more insights into their topics of interest. However, they are requested not to treat the articles as conclusive. The website team cannot be held responsible for differences in data or inaccuracies found across other platforms. Please also note that the site might also miss out on various schemes and offers available that the readers may find more beneficial than the ones we cover.

Most Recommended Blogs

Identification And Treatment Of Kidney Stones
Health & Wellness

Identification And Treatment Of Kidney Stones

Identification and treatment of kidney stones A kidney stone is formed when there is a gradual buildup of material in the kidney through substances in the urine. It has a plethora of causes and can affect any part of the urinary tract from the kidneys to the bladder. The stones can be as small as grains of sand or as big as pearls.
How Can You Control The Symptoms Of Liver Damage
Health & Wellness

How Can You Control The Symptoms Of Liver Damage

How can you control the symptoms of liver damage? The liver is an integral part of a human body. It is located just under the rib cage on the right side of the abdomen. The liver helps in digestion and removes toxins from the body. It filters out all the blood coming out of the digestive tract before it goes to the rest of the body.
Helicobacter Pylori (H. Pylori) Infection – An Overview
Health & Wellness

Helicobacter Pylori (H. Pylori) Infection – An Overview

Helicobacter pylori (H. pylori) infection – An overview H. pylori can be described as a common bacteria found in the human digestive tract. These have the tendency of attacking the lining of the stomach. These bacteria are the main reason for stomach infections. Typically speaking, H. pylori infections do not tend to be harmful, but they are responsible for ulcers in the small intestine and the stomach.
Everything You Need To Know About The Flu
Health & Wellness

Everything You Need To Know About The Flu

Everything you need to know about the flu Flu is a common viral infection that can affect anyone. In some cases, the flu can be deadly. It is often mistaken as other health conditions because of the symptoms it exhibits. Flu is contagious. Every person is affected by the flu at least once in their life.
Head And Neck Cancer Treatment Options In The Country
Health & Wellness

Head And Neck Cancer Treatment Options In The Country

Head and neck cancer treatment options in the country Most cancers of the head and neck are curable if they are caught at an early stage. Apart from eliminating cancer, which is the primary goal, preserving the functionalities of the nearby organs, nerves, tissues, and glands are also very important.
An Overview Of Frequent Urination- Causes, Symptoms, And Treatment
Health & Wellness

An Overview Of Frequent Urination- Causes, Symptoms, And Treatment

An overview of frequent urination- Causes, symptoms, and treatment Frequent urination, as the name suggests, is the recurrent urge to pass urine more often than usual. An individual’s everyday normal routine and sleep cycle can be disrupted by this condition. Frequent urination may be a sign of an underlying medical condition.
Things To Consider Before Going For Head And Neck Cancer Treatment
Health & Wellness

Things To Consider Before Going For Head And Neck Cancer Treatment

Things to consider before going for head and neck cancer treatment The head and neck are the most vital and fragile parts of the body. If diagnosed with head and neck cancer, there are a lot of things that should be kept in mind before starting the treatment. One should know how long the treatment would take and what are the chances of them defeating it.
Everything You Need To Know About Frequent Urination
Health & Wellness

Everything You Need To Know About Frequent Urination

Everything you need to know about frequent urination Frequent urination is called polyuria in medical terminology. Also called frequency, it is a condition many people live with and do not seek medical assistance as they consider it to be a normal thing. Frequent urination means a desire to pass urine more often than what is normal for them.
Best Detox Drinks That Can Help You Lose Weight
Health & Wellness

Best Detox Drinks That Can Help You Lose Weight

Best Detox drinks that can help you lose weight If you have tried a lot of methods to lose weight and still are unable to shed those extra pounds then detox water and other healthy drinks might be the answer for you. Drinking detox water helps the body in many ways.
Low Calorie Health Drink Ideas For Winners
Health & Wellness

Low Calorie Health Drink Ideas For Winners

Low-calorie health drink ideas for winners Low-calorie health drinks are becoming more and more popular with every passing day, as people start to realize the number of health benefits these drinks bring to the table. Healthy drinks not only have low-calorie content but also contain varying amounts of nutrients and antioxidants.
Signs And Symptoms Of Internal Hemorrhoids
Health & Wellness

Signs And Symptoms Of Internal Hemorrhoids

Signs and symptoms of internal hemorrhoids Hemorrhoids, also known as piles are of two types: internal & external. They are essentially swollen veins found in your anus or lower rectum and consist of blood vessels, elastic fibers, and multiple tissues. It is a common medical condition and found among most US citizens before they touch the age of 50.
Treatment Options For The Prolapsed Bladder Condition
Health & Wellness

Treatment Options For The Prolapsed Bladder Condition

Treatment options for the prolapsed bladder condition The bladder is a muscular sac located just behind the pubic bone, which stores urine. The front wall of the vagina supports the bladder in women, and it weakens or loosens with age. If it continues to deteriorate, it can lead to a prolapsed bladder or fallen bladder condition.
Everything You Should Know About Treating Gas Problems
Health & Wellness

Everything You Should Know About Treating Gas Problems

Everything you should know about treating gas problems Gas can be quite embarrassing to deal with, to say the least. However, the problem of a gassy stomach extends far beyond just embarrassment and can actually be a very painful experience indeed. Also known as flatulence, a gassy stomach is characterized by the excessive buildup of gas inside the digestive tract.
An Overview Of Fibromyalgia Pain
Health & Wellness

An Overview Of Fibromyalgia Pain

An overview of fibromyalgia pain Fibromyalgia is a condition that causes pain, stiffness, and tenderness in muscles, tendons, and joints throughout the body. People experience fibromyalgia pain differently, and its triggers vary from one person to another. The condition can affect anyone, but it is seen more often in women.
Remedies And Treatment For The Helicobacter Pylori (H. Pylori) Infection
Health & Wellness

Remedies And Treatment For The Helicobacter Pylori (H. Pylori) Infection

How to manage and treat the symptoms of Helicobacter pylori (H. pylori) infection? Helicobacter pylori (H. pylori) are bacteria that enter our body and live in the digestive tract. They are usually harmless and infect the stomachs of roughly 60 percent of the world’s population. The spiral-shaped bacteria usually don’t cause any symptoms but have a tendency to attack the stomach lining, leading to diseases, including peptic ulcers and an inflammatory stomach condition known as gastritis.
Factors Triggering Fibromyalgia Pain And Ways To Alleviate It
Health & Wellness

Factors Triggering Fibromyalgia Pain And Ways To Alleviate It

Factors triggering fibromyalgia pain and ways to alleviate it Generally, when a person is injured or hurt, the signal travels all the way from the injury point to the brain and the brain comprehends this as pain. The brain signals the body to respond accordingly. Slowly, the pain lessens with time and treatment and finally goes away.